We are pleased to have partnered with Deko to offer our customers 6 or 12 Months Interest Free Finance (0% APR) or 24, 36, 48 months Classic Credit Finance (19.9% APR)
Deko provide a simple application form for you to fill in online, with no paperwork to sign and an instant decision.
Consumer credit service provided by Deko in association with omni capital retail finance ltd. Deko is a trading name of Pay4Later Ltd licensed BY the Financial Conduct Authority (register number 728646). For more information on consumer finance please visit the frequently asked questions/on our website.
Omni capital retail finance ltd is licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit www.omnicapitalretailfinance.co.uk
How To Apply
To apply, simply click ‘Buy on Finance’, check the value of your order and fill in the online finance application form. The form only takes a few minutes to fill in and will need an email address and mobile number to complete.
Deko will give an instant decision in the majority of cases. You can sign the form digitally with no need to wait for paperwork through the post. Applications that are approved and have had the deposit paid by 2:30pm on a normal weekday will usually be dispatched the next working day, please let us know if you require a specific date.
Finance orders must be sent to the home address provided in the application and cannot be sent to an alternative address.
Example – 6 Months Interest Free Credit (0% APR)
A product costing £499 can be purchased using the Deko finance option with a deposit of £49.90 and 6 monthly payments of just £74.85.
Example – 24 Months Low Rate Credit (19.9% APR)
A product costing £499 can be purchased using the Deko finance option with a deposit of £49.90 and 24 monthly payments of just £22.47
Finance only available to residents of mainland UK and Northern Ireland. (Not Channel Islands or Isle of Mann)
We are authorised and regulated by the Financial Conduct Authority, register number 730002.
We and Deko act as credit intermediaries. Deko provide the platform to apply for finance. Credit is provided by Omni Capital Retail finance who are authorised and regulated by the Financial Conduct Authority (Ref. Number: 720279.) You will be offered the best APR available based on your credit history and status and subject to the lenders policies.
Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please refer to https://www.dekopay.com/faq or visit www.dekopay.com.